The Worker, Homeownership, and Business Assistance Act of 2009 has extended a great opportunity to first time home buyers. If you have not owned a home in the past three years, and your income limits are $125,000 (for single individual) and $225,000 (for married couple), then you need to take advantage of this opportunity TODAY. Over the next few weeks, I will address the question "What's stopping you from buying a home?"
Today, I will focus on one of the major concerns of buyers - CREDIT. Many buyers are afraid that their credit scores will not qualify them for a home. Instead of taking that first step, they remain in their comfort zone (RENTING). Most lenders today are requiring a 620 mid-score for borrowers to purchase a home; however, this shouldn't discourage anyone from taking a look at their credit. If you don't take the first step and look at what's on the credit and get help, then you will always remain in your comfort zone.
I challenge you TODAY.... Step out of your comfort zone and take the first step. Give me a call or send me an email to discuss your options.
Your Angel in Real Estate, Teresa Tibbs
(512) 431-2442
www.angelinrealestate.com
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